Insurance & Property Claims
Standing Up for Policyholders When Insurers Fail to Act in Good Faith
When a disaster strikes — a burst pipe, fire, storm damage, theft, or another unexpected loss — you expect your insurance company to honor the policy you’ve paid for. Too often, however, claims are delayed, minimized, or wrongfully denied, leaving families and property owners without the resources they urgently need.
Charles Washington brings decades of legal experience, disciplined investigation, and strategic negotiation skills to hold insurers accountable. Whether your claim involves a home, rental property, business premises, or personal belongings, you deserve a lawyer who will push past excuses, demand transparency, and ensure the carrier treats you fairly.
My approach is simple: clarity, persistence, and tailored advocacy aimed at securing the compensation you are owed — not just what the insurer wants to offer.
Cases I handle
Property Damage Claims
Coverage disputes involving:
Fire and smoke damage
Burst pipes, water intrusion, and mold
Storm, wind, hurricane, and flood losses
Theft and vandalism
Structural or foundational damage
Insurance Bad Faith
When insurers delay, deny, or underpay claims without proper justification:
Unreasonable delays
Lowball settlement offers
Failure to investigate properly
Denial of valid claims
Misrepresentation of policy terms
Homeowner & Renter Claims
Support for policyholders navigating:
Dwelling coverage disputes
Personal property losses
Loss of use / temporary housing claims
Liability coverage issues
Commercial Property Claims
Representation for business owners facing:
Building and equipment damage
Business interruption losses
Tenant damage disputes
Commercial liability claims
Why Clients Trust My Approach
Decades of federal legal experience built on strategic thinking and disciplined case development
Direct, personal communication — you work with me, not a case manager
Clear explanations of your rights and policy coverage so you always understand where you stand
Relentless pursuit of fair compensation, backed by the ability to litigate when necessary
You pay your premiums with the expectation of protection. When the company breaks that promise, I step in to make things right.
Ready to Discuss Your Claim?
Whether you’re dealing with a delayed claim, a denied claim, or an offer that feels far too low, I can help you understand your options and advocate for the outcome you deserve.