Insurance & Property Claims

Standing Up for Policyholders When Insurers Fail to Act in Good Faith

When a disaster strikes — a burst pipe, fire, storm damage, theft, or another unexpected loss — you expect your insurance company to honor the policy you’ve paid for. Too often, however, claims are delayed, minimized, or wrongfully denied, leaving families and property owners without the resources they urgently need.

Charles Washington brings decades of legal experience, disciplined investigation, and strategic negotiation skills to hold insurers accountable. Whether your claim involves a home, rental property, business premises, or personal belongings, you deserve a lawyer who will push past excuses, demand transparency, and ensure the carrier treats you fairly.

My approach is simple: clarity, persistence, and tailored advocacy aimed at securing the compensation you are owed — not just what the insurer wants to offer.

Cases I handle

 Property Damage Claims

Coverage disputes involving:

  • Fire and smoke damage

  • Burst pipes, water intrusion, and mold

  • Storm, wind, hurricane, and flood losses

  • Theft and vandalism

  • Structural or foundational damage

Insurance Bad Faith

When insurers delay, deny, or underpay claims without proper justification:

  • Unreasonable delays

  • Lowball settlement offers

  • Failure to investigate properly

  • Denial of valid claims

  • Misrepresentation of policy terms

Homeowner & Renter Claims

Support for policyholders navigating:

  • Dwelling coverage disputes

  • Personal property losses

  • Loss of use / temporary housing claims

  • Liability coverage issues

     

Commercial Property Claims

Representation for business owners facing:

  • Building and equipment damage

  • Business interruption losses

  • Tenant damage disputes

  • Commercial liability claims

     

Why Clients Trust My Approach

  • Decades of federal legal experience built on strategic thinking and disciplined case development

  • Direct, personal communication — you work with me, not a case manager

  • Clear explanations of your rights and policy coverage so you always understand where you stand

  • Relentless pursuit of fair compensation, backed by the ability to litigate when necessary

You pay your premiums with the expectation of protection. When the company breaks that promise, I step in to make things right.

Ready to Discuss Your Claim?

Whether you’re dealing with a delayed claim, a denied claim, or an offer that feels far too low, I can help you understand your options and advocate for the outcome you deserve.